Funding for flood protection products and services.
Preparing your property for flooding will limit the distress and damage caused by it, which means less costly repairs AND less time out of your home or business premises.
The cost of purchasing and installing products to keep floodwater out of your property will depend on the size of your property and the type of flood you want to protect against.
For example, according to the Association of British Insurers (ABI), to protect your property against shallow flash floods could cost between £2,000 - £6,000. To keep water out during periods of prolonged flooding will take bigger changes and could cost between £20,000 - £40,000.
Therefore, if there is a high risk of flooding to your property, you may want to consider one of the following:
- Property level flood protection funding - We have made funding available to some local authorities and local Environment Agency teams to undertake flood surveys of properties in high risk areas, where the provision and installation of household flood protection measures may also be funded. More information about the scheme can be found on our Property level flood protection funding webpage.
- Contact your landlord if you’re a tenant, to discuss flood protection options and your willingness to put in place and maintain any barriers.
- If your home or business has been flooded or you’re doing renovations, repair it so that it’s more resistant to flood damage. Speak to your insurance company about repairs that will reduce the damage from future flooding, and possibly reduce excess charges or premiums too.
- Check with your mortgage provider to see whether your mortgage can be extended to cover the cost of making your property more flood-proof (provided you have sufficient equity in your property).
